Lending Options

From Lines of Credit to SBA & Bridge Loan and Equipment Financing - We have the product or mix to suit your specific needs

Flexible, affordable, reliable funding solutions designed to foster both healthy long-term growth and short-term relief in a sustainable structure. That’s the SimpliFi way.

  • Business Line of Credit

    Term:

    Revolving

    Rate:

    7 - 12%

    Turn Around Time:

    24-48 hours

    Qualifications:

    620+ credit score & 1 year in business

    Required Documents:

    Last 3 months of bank statements

    Maximum Approval Amount:

    $500k

  • Term & SBA Loan

    Term:

    5 - 7 years

    Rate:

    5.99 - 9%

    Turn Around Time:

    1 - 4 weeks

    Qualifications:

    650+ Credit Score

    Required Documents:

    Last 2 years of tax returns

    Maximum Approval Amount:

    $5M (with “Express” capped at $350k)

  • Bridge Loan

    Term:

    4 - 36 months

    Rate:

    9 - 19%

    Turn Around Time:

    24-48 hours

    Qualifications:

    500+ credit score & 6+ months in business

    Required Documents:

    Last 3 months of bank statements

    Maximum Approval Amount:

    $1.5M

  • Equipment Financing

    Term:

    1 - 7 years

    Rate:

    6.99 - 25%

    Turn Around Time:

    1 - 5 days

    Qualifications:

    No credit requirement with 1 year in business

    Required Documents:

    Last 3 months of bank statements & invoice (for equipment you’re interested in purchasing)

    Maximum Approval Amount:

    $25M (Up to 100% of equipment value)